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Compare the Best Student Loan Refinance Rates

Want to pay off your student loans fast - and save a ton of money in the process?

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Check out and compare the best student loan refinancing options below.

Lender Fixed APR Variable APR Terms(years)

3.35% - 7.75%

Fixed APR

2.63% - 7.70%

Variable APR

5,7,10,15,20

Terms(Years)
Check Rate

What we like

  • Refinancing and consolidation of private and federal student loans
  • Unemployment protection – loan payments are paused and they help find new job
  • Access to member perks including exclusive events, SoFi wealth advisors, and career planning
  • Zero application, origination, or prepayment fees

Additional Infomation

See student loan refinancing reviewand important disclosures.

  • Loan Minimum $5000
  • Loan MaximumNo Max
  • Eligible DegreesUndergraduate & Graduate
  • Eligible LoansPrivate & Federal
  • Min Annual IncomeNo Minimum
  • Min Credit ScoreGood or Excellent

3.25% - 6.32%

Fixed APR

2.57% - 5.87%

Variable APR

5,20

Terms (Years)
Check Rate

What we like

  • Refinancing and consolidation of private and federal student loans
  • Unemployment protection – loan payments are paused and they help find new job
  • Access to member perks including exclusive events, SoFi wealth advisors, and career planning
  • Zero application, origination, or prepayment fees

Additional Infomation

See student loan refinancing reviewand important disclosures.

  • Loan Minimum $5000
  • Loan MaximumNo Max
  • Eligible DegreesUndergraduate & Graduate
  • Eligible LoansPrivate & Federal
  • Min Annual IncomeNo Minimum
  • Min Credit ScoreGood or Excellent

3.35% - 7.75%

Fixed APR

2.63% - 7.70%

Variable APR

5,7,10,15,20

Terms(Years)
Check Rate

What we like

  • Refinancing and consolidation of private and federal student loans
  • Unemployment protection – loan payments are paused and they help find new job
  • Access to member perks including exclusive events, SoFi wealth advisors, and career planning
  • Zero application, origination, or prepayment fees

Additional Infomation

See student loan refinancing reviewand important disclosures.

  • Loan Minimum $5000
  • Loan MaximumNo Max
  • Eligible DegreesUndergraduate & Graduate
  • Eligible LoansPrivate & Federal
  • Min Annual IncomeNo Minimum
  • Min Credit ScoreGood or Excellent

3.35% - 7.75%

Fixed APR

2.63% - 7.70%

Variable APR

5,7,10,15,20

Terms (Years)
Check Rate

What we like

  • Refinancing and consolidation of private and federal student loans
  • Unemployment protection – loan payments are paused and they help find new job
  • Access to member perks including exclusive events, SoFi wealth advisors, and career planning
  • Zero application, origination, or prepayment fees

Additional Infomation

See student loan refinancing reviewand important disclosures.

  • Loan Minimum $5000
  • Loan MaximumNo Max
  • Eligible DegreesUndergraduate & Graduate
  • Eligible LoansPrivate & Federal
  • Min Annual IncomeNo Minimum
  • Min Credit ScoreGood or Excellent

3.25% - 6.32%

Fixed APR

2.57% - 5.87%

Vairable APR

5, 20

Terms(Years)
Check Rate

What we like

  • Refinancing and consolidation of private and federal student loans
  • Unemployment protection – loan payments are paused and they help find new job
  • Access to member perks including exclusive events, SoFi wealth advisors, and career planning
  • Zero application, origination, or prepayment fees

Additional Infomation

See student loan refinancing reviewand important disclosures.

  • Loan Minimum $5000
  • Loan MaximumNo Max
  • Eligible DegreesUndergraduate & Graduate
  • Eligible LoansPrivate & Federal
  • Min Annual IncomeNo Minimum
  • Min Credit ScoreGood or Excellent

3.35% - 7.75%

Fixed APR

2.63% - 7.70%

Variable APR

5,7,10,15,20

Terms(Years)
Check Rate

What we like

  • Refinancing and consolidation of private and federal student loans
  • Unemployment protection – loan payments are paused and they help find new job
  • Access to member perks including exclusive events, SoFi wealth advisors, and career planning
  • Zero application, origination, or prepayment fees

Additional Infomation

See student loan refinancing reviewand important disclosures.

  • Loan Minimum $5000
  • Loan MaximumNo Max
  • Eligible DegreesUndergraduate & Graduate
  • Eligible LoansPrivate & Federal
  • Min Annual IncomeNo Minimum
  • Min Credit ScoreGood or Excellent
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